01670 503666
 www.ncul.co.uk
 enquiries@ncul.co.uk

Northumberland Credit Union

Simple | Safe | Secure

Welcome to Northumberland Credit Union

We have been providing local savings and loans services to the residents of Northumberland for over 12 years.

What is a Credit Union?

A credit union is a financial and co-operative organisation owned and run by its members that encourages its members to borrow and save responsibly. We provide an alternative service to banks, building societies and high-interest loan providers. We encourage you to save what you can and borrow only what you can afford to repay.

How can you benefit?

As a member of our credit union you can benefit from:

  • Easy, convenient and secure ways to save.
  • Access to loans that you can afford to repay through flexible payment plans.
  • Access to guidance and support to help you take control of your money.

Who are they for?

Everyone! If you are unable to access ordinary bank loans, products and services we can help. We provide local financial solutions and can provide a real alternative to pay-day loans or doorstep lending.

How do they work?

You make regular savings which are used to create a pot of funding which is used to lend to other members. Once you have been saving for a set period of time you can apply for a loan which includes an interest charge. The interest charge helps to pay the credit union's running costs.

Northumberland Credit Union Ltd. | 37 Shields Road | Morpeth | Northumberland | NE61 2SA Contact us here
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority | Firm No 219785 | Member of ABCUL, the Association of British Credit Unions Ltd.

Copyright © 2016 Northumberland Credit Union Ltd.. All Rights Reserved.